Claims
How to Claim Car Insurance in India Without Getting It Cut or Rejected
Claims punish you for doing things in the wrong order. Here is the right order, from the accident to the payout, and what to do if the insurer pays too little.
Topic
Claims
Claims
Should You Claim Car Insurance for a Small Dent or Scratch?
For small damage, claiming often costs more than it pays once you count the NCB you lose. Here is how to decide in five minutes, with a real example.
Coverage & Add-ons
Is Zero Depreciation Cover Worth It? What It Pays and What It Doesn't
Zero dep can add thousands to a claim payout on a newer car. It also has claim limits, age limits and exclusions most people find out about too late.
Claims
Why Your Insurer Paid Less Than the Garage Bill: Depreciation Explained
Most claim shortfalls come from depreciation written into your policy. Here are the exact rates on each part, a worked bill, and how to spot a deduction that is wrong.
Claims
Compulsory vs Voluntary Deductible: Is the Discount Worth It?
A voluntary deductible is a bet that you will not claim. Here is exactly how much it saves, how much it costs you on a claim, and who should take it.