Car Insurance Premium Calculator
Estimate a comprehensive premium line by line, and find out how much discount your insurer is really giving you.
Car insurance calculators
Seven tools, each built around one decision that Indian car owners face at renewal or after an accident. Choose the one that matches your question. Every calculator shows the rates it used and the steps behind its answer.
Third-Party Car Insurance Premium Calculator
The exact third-party premium for your car's engine size or motor power, with GST. Same at every insurer.
Car Insurance IDV Calculator
Check the IDV on your quote against the standard formula, and see how it falls as your car ages.
No Claim Bonus (NCB) Calculator
See the NCB you should get at renewal, what it saves in rupees, and whether a late renewal has cost you.
Car Insurance Depreciation Calculator (Claim)
Find out how much depreciation the insurer will cut from your repair bill, part by part.
Car Insurance Deductible Calculator
See whether a voluntary deductible's small discount is worth the extra you pay on every claim.
Claim or Pay Yourself? Car Insurance Claim Calculator
Compare the claim payout with the No Claim Bonus you would lose, before you call the insurer.
Which one should I start with?
- Renewing soon? Start with the premium calculator. Then check the IDV on your quote with the IDV calculator.
- Only want the legal minimum? The third-party premium calculator gives the exact notified premium.
- Had a small accident? Use the claim or pay yourself calculator before you call the insurer.
- Got a claim settlement lower than the bill? The depreciation calculator shows where the deductions came from.