Coverage & Add-ons
Car Insurance Add-ons: Which Ones Are Worth Paying For?
Some add-ons save you lakhs, some duplicate cover you already have. Here is who actually needs each one, and a sensible pack for new and older cars.
Topic
Zero depreciation
Coverage & Add-ons
Is Zero Depreciation Cover Worth It? What It Pays and What It Doesn't
Zero dep can add thousands to a claim payout on a newer car. It also has claim limits, age limits and exclusions most people find out about too late.
Claims
Why Your Insurer Paid Less Than the Garage Bill: Depreciation Explained
Most claim shortfalls come from depreciation written into your policy. Here are the exact rates on each part, a worked bill, and how to spot a deduction that is wrong.