Renewal & NCB
Car Insurance Renewal: What to Check Before You Press Pay
Wrong NCB, a quietly cut IDV, add-ons you never asked for. Fifteen minutes with this checklist once a year catches all of them.
Topic
IDV
Claims
Why Your Insurer Paid Less Than the Garage Bill: Depreciation Explained
Most claim shortfalls come from depreciation written into your policy. Here are the exact rates on each part, a worked bill, and how to spot a deduction that is wrong.
Premiums & Pricing
What Is IDV in Car Insurance, and How Much Should Yours Be?
IDV is what you get if your car is stolen or written off. Many cheap quotes are cheap only because the IDV was quietly cut. Here is how to check yours.
Premiums & Pricing
How Is Car Insurance Premium Calculated in India?
Your renewal notice is an offer, not a bill. Here is which part of the premium is fixed by law, which part the insurer sets, and how to tell if you are overpaying.